TERMS OF SERVICE
Effective Date: March 20, 2025
SMS Terms & Conditions:
By opting in to receive SMS/text messages from PGS Home Loans, Inc. (“Company,” “we,” or “us”), you consent to receive recurring text messages related to your account, services, or general updates. Message frequency may vary depending on your engagement and the nature of your relationship with us. Message and data rates may apply based on your mobile carrier’s plan. Please consult your carrier for details. Wireless carriers are not liable for delayed or undelivered messages. You may opt out of SMS messages at any time by replying STOP to any message you receive from us.
Types of Messages You May Receive
Customers and Guests: Expect messages such as loan status updates, event invitations, customer service notifications, or other service-related communications.
Help Instructions
For help, reply HELP to any message or visit:
Your privacy is important to us. We will not sell or share your opt-in data or SMS consent with third parties for marketing purposes. For more details, please review our Privacy Policy.
We reserve the right to update these SMS Terms of Service at any time. Updates will be posted on this page, and your continued use of our messaging services after changes constitutes acceptance of the revised terms.
General Website Terms of Use
Acceptance of Terms
By accessing or using the website located at www.pgshomeloans.com ("Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.
Use License
Permission is granted to temporarily download one copy of the materials (information or software) on PGS Home Loans, Inc.’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.
Under this license you may not:
- Modify or copy the materials;
- Use the materials for any commercial purpose;
- Attempt to decompile or reverse engineer any software contained on the Site;
- Remove any copyright or other proprietary notations;
- Transfer the materials to another person or "mirror" the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions.
Disclaimer
The materials on PGS Home Loans, Inc.'s website are provided "as is." We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Limitations
In no event shall PGS Home Loans, Inc. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our Site.
Revisions and Errata
The materials appearing on our Site may include technical, typographical, or photographic errors. PGS Home Loans, Inc. does not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on the Site at any time without notice.
Links
PGS Home Loans, Inc. has not reviewed all of the sites linked to its Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement. Use of any such linked website is at the user's own risk.
Site Terms of Use Modifications
PGS Home Loans, Inc. may revise these Terms of Use at any time without notice. By using this Site, you are agreeing to be bound by the then-current version of these Terms of Use.
Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
Contact Us
For questions about these Terms of Use, please contact us at:
- info@pgshomeloans.com
- 5731 Palmer Way, Ste D, Carlsbad, CA 92010
Legal Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.
Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.