Reviews from our Loan Officers
PGS Home Loans gives you all the tools to win in today’s market. You’re not boxed into one lender or one set of guidelines and you have options, flexibility, and the backing of an experienced operations team that actually cares.
Joining PGS was the best move I’ve made in my mortgage career. The technology and systems here make everything streamlined. The level of autonomy we have is great, but the support is always there when you need it. It’s a place that truly empowers loan officers to grow their business and serve clients without limits.
PGS is built for people who want to win. You’ve got speed, options, and a crew that’s got your back every step of the way. It’s fun, it’s efficient, and it just makes doing loans easier.
Working at PGS Home Loans is the ideal setup for a Mortgage Broker. Having access to 100+ lenders and every loan product imaginable gives you a true competitive edge. The rates are consistently among the best in the market, making it simple to win over rate-sensitive clients. Plus, having full control of your process with an incredible support team behind you makes the job that much easier. PGS Home Loans really is a one-stop shop for everything a Mortgage Broker needs to succeed.
PGS Home Loans is licensed in 13 states currently, with more on the way.
Get a fully integrated system where technology, marketing, and support work seamlessly behind the scenes, so you can stay focused on closing deals. Access the tools and services you need to grow and scale with confidence.
Benefits
At PGS, we build a game plan around your business so deals in motion keep moving, partners stay updated, and your technology is ready from day one. You will launch confidently and keep your momentum.
We start by knocking out your onboarding paperwork so we can get the ball rolling. You’ll know exactly what to expect, when to expect it, and how we’ll get you up and running.
Our licensing team handles your transfer while IT sets up your email, logins, and pricing engine access.
You’ll meet with our marketing team to launch your personalized materials (custom emails, social posts, and partner announcements) so your network knows you’re open for business.
Complete onboarding training, finalize your license approvals, and start taking applications.
From your first file to your hundredth, our team is here to support you, troubleshoot issues, and keep you running smoothly.
You’ve Got Questions. We’ve Got Answers.
A: PGS loan officers are a collective group of motivated individuals who value being an independent business person yet have access to all the benefits of working with an established mortgage broker. We learn from and encourage each other in order to bring the best possible service to our clients. We are looking for talented individuals who are excited to join a company that prioritizes exceptional service and a collaborative, fun company culture.
A: We work with high-performing, self-sourced loan officers who want more control, better pricing, and real support. Whether you’re independent, retail, a branch manager, or growing a DBA, our model fits your growth path.
A: PGS primarily offers a 1099 model for maximum independence but is W-2 in states where it’s required. Either way, you’ll have the freedom to run your business with full support behind you.
A: No. We offer a no-cap comp model so you can keep more of what you earn.
A: Both. PGS is a hybrid platform: we operate as a broker and a non-delegated correspondent banker, giving you access to over 150 investors with maximum flexibility in structuring loans.
A: No. We don’t underwrite in-house. Instead, we partner with best-in-class wholesale and correspondent investors to streamline your file flow and keep things moving fast.
A: Definitely. We’re one of the few platforms that actively support DBA structures.
A: Absolutely. PGS provides marketing tools, content, and personalized support to help you grow your visibility and generate leads. We help you market in a way that fits your brand and goals.
A: Not at all. We provide tools, content, and creative support, but how you market is up to you. Use our resources, mix in your own, or go fully custom.
A: We don’t do cold leads. Instead, we give you the tools and content to build your own lead funnels and nurture your database effectively.
A: Yes. You’ll have full autonomy to manage your income and expenses like a true business owner, with the transparency and support you need to succeed.
A: We make onboarding fast and painless. Once licensing is in place, most LOs are live and funded within 1-2 weeks.
A: We’re licensed in the following states, and we’re constantly expanding! Reach out to see if we’re getting approved in your market next! Licensed In: CA, OR, WA, AZ, CO, ID, UT, TX, TN, FL, PA, MI, HI
A: Not at all. Whether you’re a solo LO, part of a team, or leading a branch, we tailor our support to fit your goals.
A: Yes, absolutely. Whether you’re working solo or bringing a team, PGS supports your structure. You can use your own processor, assistant, or support staff, whatever fits your workflow best. Please [click here] to view application requirements for loan processors.
A: PGS offers a flexible, fully transparent compensation structure designed to suit your business needs. Whether you’re looking for a lean setup or building something bigger, you’ll always know exactly how you’re getting paid.
A: No red tape or fluff here, just real support, better pricing, and the freedom to build your brand your way. You’ll be part of a community of producers who want to win and make sure everyone around them wins too.
A: Yes. PGS supports team building, whether you’re adding processors, junior LOs, or building a full branch or DBA.
A: Yes. You’ll get hands-on onboarding and training support to make sure your transition is smooth from licensing and systems setup to marketing and workflow.
A: We are client-first and operate with a high level of integrity, aligning with the goals of our clients and partners. This means you’ll be part of a team that fights for the best outcome every time.
A: We use Arive, a modern, cloud-based loan origination system integrated with pricing, document management, and borrower communication tools.
A: Yes! You can absolutely use your own vanity domain.
A: Yes. PGS is a remote-first platform. Whether you’re working from home, managing a virtual team, or running a branch from across the country, we have the systems and support to keep you fully connected and productive. We also have an office in Carlsbad, CA where you are able to work if you prefer an in-office set-up.
A: We offer a wide range of loan products through over 150 wholesale and correspondent investors, including conventional, FHA, VA, jumbo, non-QM, DSCR, construction, renovation, and more. If there’s a product your client needs, chances are we have a solution for it.
A: No. You can start with one state and expand as you go.
A: Our technology streamlines lead nurturing, borrower communication, and post-funding relationship management, helping you work more efficiently and retain more clients.
A: Absolutely. We offer hands-on training, coaching, and onboarding support designed to help newcomers thrive, even if they’re new to the broker space.
