Buy Before You Sell Loans

If you’ve ever tried to buy a new home before selling your current one, you know how stressful it can be. Contingencies, rushed timelines, rent-backs, and double moves make the process harder than it needs to be.

That’s why PGS Home Loans created our Buy Before You Sell Program. It gives you the power to purchase your next home first, move in on your timeline, and sell your current home for top dollar without juggling two mortgages or paying inflated program fees. Unlike national companies like HomeLight or Knock, we’re local, personal, and built around your unique financial picture.

3 houses with palm trees

If you’ve ever tried to buy a new home before selling your current one, you know how stressful it can be. Contingencies, rushed timelines, rent-backs, and double moves make the process harder than it needs to be.

That’s why PGS Home Loans created our Buy Before You Sell Program. It gives you the power to purchase your next home first, move in on your timeline, and sell your current home for top dollar without juggling two mortgages or paying inflated program fees. Unlike national companies like HomeLight or Knock, we’re local, personal, and built around your unique financial picture.

We make the process simple, fast, and stress-free.

  1. We use your current home’s value to fund the down payment on your next home.
  2. You purchase your next home with a non-contingent offer, just like a cash buyer.
  3. Once you’re comfortably moved in, you can stage, repair, and sell your old home on your schedule, not the market’s.
  4. When your old home sells, your bridge loan is paid off, and your new mortgage continues as normal.

Most programs that promise to help you “buy before you sell” charge hefty fees or take control of your home sale. Ours doesn’t. With PGS, you can stay in control, save money, gain leverage, maximize your sale, and simplify your move.

HomeLight and Knock offer one-size-fits-all programs that look convenient but often cost more than they’re worth. They charge around 2–2.5% in program fees and use national underwriting systems that don’t account for local lending nuances or market realities. PGS keeps everything in-house and managed by a real team that works seven days a week.

Get customized rates tailored to your mortgage needs right here, right now.
Join our happy customers and experience the difference today.

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