PRIVACY POLICY

This Privacy Policy governs the manner in which PGS Home Loans, Inc., herein "Company" collects, uses, maintains and discloses information collected from users (each, a “User”).

This privacy policy applies to the Site and all products and services offered by Company.

Customer service is very important to all of us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect
We may gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We may collect nonpublic personal information about you from the following sources:

• - Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
• - Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
• - Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
• - From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

• No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

  We may collect and use Users personal information for the following purposes:

  • - To improve customer service: Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • - To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • - To improve our Site: To send messaging to those individuals when they have consented to such messaging.
  • - To complete the services requested: Information is used to complete the service requested by the user.

Information We Disclose
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

How Users Consent to Messaging

- By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.
- By submitting your phone number, you are authorizing us to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.